What is comprehensive car insurance definition & what it covers

Comprehensive insurance is an optional auto insurance covers damage except collision

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What is comprehensive car insurance definition & what it covers

Read how the fully comprehensive car insurance is beneficial. When you are driving a car at any point of time accidents can take place, and it can damage your car. Sometimes it may not be because of your fault. However, if you take the fully comprehensive car insurance, it will help you to get the claim amount for your damaged car. There are some additional benefits which you can also get.

What things will be covered in comprehensive car insurance?
If your car is involved in an accident and your car is damaged by the same you will get the money for the damaged car. If the car is not repairable, then you will get the replacement amount by the help of which you will be able to buy a new car.
In the case of any theft of the car, you will also be benefited with the insurance value of the car by the help of which it will be possible for you to purchase a new car.

What is comprehensive auto insurance other benefits:

  • In the case of some other conditions also you will be benefited by such an insurance policy.
  • If any animal hits, your car and your car gets damaged for the same.
  • If your car becomes damaged due to any kind of vandalism.
  • If your car is damaged by any natural disaster.
  • If your car gets damaged because of the falling objects.

Things not covered on comprehensive car insurance:
If you are searching for what is comprehensive car insurance you need to know about the things what this kind of insurance does not cover.

It will not cover the damage to your car which has happened due to your negligence.
It will not cover the medical expense which you have required for the accident. It will not also bear the cost of the medical expense which you have made for the co-passengers of your car.
If any other person becomes the victim of the accident, this insurance policy will not cover the same also.

So, if you are going to invest in comprehensive car insurance, you need to know about the clauses of the policy so that you can use the policy in the right way. Now you are clear about “what is comprehensive car insurance “You will be able to claim the amount at the right time then.

Best answer of the year what is comprehensive car insurance

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